Personal Deposit Account Interest Rates
City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.
For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.
Rates Effective August 24, 2010 - Deposit Account Rates are variable and may change after the account is opened.
Interest Checking, Savings & Money Market Accounts
| Account | Interest Rate | Annual Percentage Yield (APY) |
Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| Interest Checking | .10% | .10% |
$800 | $.01 |
| Christmas Club Savings | .25% | .25% | $1 | $.01 |
| Cool Cat Club Savings (Kids up to 13) |
.25% | .25% | $1 | $.01 |
| Statement Savings | .10% | .10% | $50 | $.01 |
| Savings Plus (Requires Free Checking Plus Account) |
.65% 1.00% 1.00% 1.50% |
.65% 1.01% 1.01% 1.52% |
$1 | $.01 $10,000 $25,000 $100,000 |
| Basic Money Market | .20% | .20% | $1,000 | $1,000 |
| Advantage Money Market | .65% .75% .85% 1.00% |
.65% .75% .85% 1.01% |
$10,000 | $.01 $10,000 $50,000 $100,000 |
| Advantage Plus Money Market | .85% | .85% | $25,000 | $250,000 |
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| FLEX IRA Time Certificate | 1.30% | 1.30% | $100 | $100 |
| 60 Month CD/IRA | 2.44% | 2.45% | $500 | $500 |
| 48 Month CD/IRA Special | 3.03% | 3.05% | $500 | $500 |
| 36 Month CD/IRA | 2.49% | 2.50% | $500 | $500 |
| 30 Month CD/IRA | 1.44% | 1.45% | $500 | $500 |
| 24 Month CD/IRA | 1.30% | 1.30% | $500 | $500 |
| 18 Month CD/IRA | 1.20% | 1.20% | $500 | $500 |
| 15 Month CD/IRA Special | 1.98% | 2.00% | $500 | $500 |
| 12 Month CD/IRA | .90% | .90% | $500 | $500 |
| 7 Month CD/IRA Special | 1.49% | 1.50% | $500 | $500 |
| 6 Month CD/IRA | .70% | .70% | $500 | $500 |
| 3 Month CD/IRA | .55% | .55% | $500 | $500 |
* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.
For further information, including Jumbo CD/IRA rates, contact us today!
Central City Location
Tracy Fisher, Assistant Vice President and Central City Branch Manager, Direct Phone Line (319) 438-1191, E-Mail
Marion Location
Renee Isenberg, Vice President Retail Banking, Direct Phone Line (319) 373-1567, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
